Insurance & Claims

Autobody Repair Insurance Information


If you've been involved in a collision that may result in a claim, contact your insurance representative as soon as possible. If you are making a claim against another driver, you should notify him or her as quickly as possible. It's also a good idea to notify the other driver's insurance company of the claim yourself; don't assume that the other driver has done so.

Premium Auto Collision has the ability to work with all major auto insurance companies such as: TD Insurance, RBC, State Farm, Unifund (to name a few). Contact us to find out if your vehicle is covered at Premium Auto Collision.


What to do in case of a car accident?

The most important thing to do when you are involved in a car accident is to stay calm. Ensure to report the accident to the police if anyone is injured or total damages exceed $1,000. Remember to exchange information with other driver(s).


Information to Collect

  • Name, phone, address of all drivers, passengers and witnesses involved in the accident
  • License plate numbers, driver’s license numbers
  • Insurance companies of all drivers involved
  • Registered owners of all cars
  • Year, model, make and other relevant information of all cars involved
  • Names and badge numbers of police offers and other emergency personnel
  • Photograph and document the accident
  • Remove belongings from your vehicle

Helpful Tip

IMPORTANT: In case of an accident the insured and authorized driver must report and submit a written deposition (claim form) to the insurance company no later than 48 hours after the accident.